Payment Policy

All online payments are processed through a third-party payment gateway integrated with NextTap. Card data is entered on the gateway’s secure pages. NextTap does not store full card numbers, CVV or UPI PINs on our servers.

• One-time card orders — physical NFC + QR card price, applicable taxes and shipping (if any).
• Yearly portfolio subscription — digital hosting fee billed per year (standalone or with a card bundle).
• Renewals of an active portfolio subscription for subsequent years.

Subject to gateway availability in India, we may accept UPI, debit/credit cards, net banking, wallets and other methods shown at checkout. Availability can vary by bank and device.

Prices are displayed in Indian Rupees (INR) unless stated otherwise. Applicable GST or other taxes may be added at checkout as required by law. We may correct obvious pricing errors and cancel orders placed at incorrect prices.

Payment is successful only when the gateway confirms the transaction. You will receive an order/subscription confirmation by email where possible. Failed, pending or abandoned payments do not create a fulfilled order. For subscriptions, access begins after successful payment (or as otherwise stated in your confirmation).

If you enable auto-renewal, your subscription fee may be charged yearly using a saved payment method through the gateway’s mandate/token features where available. You can turn off renewal before the billing date from your account or by emailing nexttap.official@gmail.com. Failed renewal payments may pause portfolio hosting until payment succeeds.

We provide tax invoices / receipts digitally for successful payments. Keep your order ID and payment reference for support and refunds.

We and our payment partner may decline or hold transactions that look high-risk. You agree to provide additional verification if requested. Misuse of payment instruments is prohibited and may be reported to authorities.

Refunds, if approved, follow our Refund Policy and are processed via the original payment pathway.

Payment issues: nexttap.official@gmail.com (Monday–Saturday, 10:00 AM – 6:00 PM IST). Include order ID, amount, date and gateway reference.